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ACH Origination*

ACH (Automated Clearing House) is an electronic network used to send and collect money. ACH can be used to send payroll direct deposits, to pay vendors, and to collect payments from customers. ACH files can be created in Internet Banking or with many payroll software. ACH Origination requires an agreement be made between you and Oklahoma Bank and Trust Company.

Collections / Drafts*

Collections are items that cannot go through normal processing. Examples of collections are customer auto drafts, oil and gas leases, and checks that cannot be deposited (i.e., insufficient checks that have been returned twice and suspected fraudulent checks).


E-statement delivery allows you to receive your account information quickly and securely. When the statement is ready, an email is sent notifying you that your E-Statement is available. You can save your statements on your computer for long-time access.  This convenient delivery method expedites statement delivery, eliminates the hassle of storing any paper statements, and provides you with a convenient, secure storage system.  It also helps the environment by reducing paper usage.  (Go green!) No additional fees apply. To enroll in E-Statements, please contact New Accounts.

Internet Banking

Internet Banking gives you fast, simple and convenient control over your money.  Internet Banking includes:

  • Real-Time Balances
  • Account History
  • Check Images
  • Transfer Funds
  • Loan Payments
  • Secure Messaging
  • Internet Banking Statement

To sign up for an Internet Banking Statement:

  • Login to Internet Banking
  • Select the account you want to receive an Internet Banking Statement for
  • Select the Statements Tab
  • Complete the Internet Banking Statement agreement
Minimum Balance Transfer*

Oklahoma Bank and Trust Company can automatically transfer funds between your accounts to prevent overdrafts.

Come in and sign up for a Minimum Balance Transfer!

Overdraft Protection Loan*

End checking account overdraft complications and charges with an Overdraft Protection Loan. Overdraft Protection Loan means that we have approved a personal loan to advance to your account if you should become overdrawn. With our plan, you avoid costly overdraft charges.

Come in and apply for an Overdraft Protection Loan today!

Wire Transfers*

A wire transfer is the fastest way to distribute funds. Wires made to a bank within the United States should be received on the same banking day as they are sent. Funds are sent electronically and are irrevocable once sent.

Wiring Instructions to Wire to Oklahoma Bank and Trust

Receiver ABA: 103101848
Receiving Bank Name: OKLA BK CLINTON

Mobile Banking

Banking wherever you are with Oklahoma Bank & Trust!

  • View your balance, activity, and statements
  • Make transfers between your accounts
  • Receive email alerts for certain transactions on your acounts such as low balances and cleared checks
  • Reduce fraud by turning your debit card on/off
  • Make loan payments

Download our app here…

Apple Store icon Google Play icon

*Fee applies

Visa Debit Card

Shop anywhere Visa is accepted with a Visa Debit Card.

Apply for your Visa Debit Card Today!

Automated Phone System

Call 1-877-472-9256 anytime to check your balance, to make transfers, and to make loan payments.

Notary Service

Notary service is available at the Main Bank and Arapaho Branch.

Fee may apply.

Oklahoma Room

Consider renting the Oklahoma Room for your next event or party. Available to customers only.

Please contact us at 580-323-2345.