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Products
Main Street Basic Checking
- Available to individuals 18 or older
- Minimum balance to open the account: $100.00
- No minimum balance to maintain
- A debit ledger entry fee of $.25 will be charged for each debit transaction in excess of 15 during a statement cycle
- Free or discounted personalized member checks
- Free Cashier's Checks
- Free Money Orders
- Free Notary Service
- Overdraft Protection Loan available– $70 annual fee
- Debit card - $0 annual fee
- Statement with images
- Insurance benefits with up to $5,000 Accidental Death & Dismemberment
- Travel benefit
- Security benefit
- $7.50 monthly service charge
Main Street Enhanced Checking
- Available to individuals 18 or older
- Minimum balance to open the account: $100.00
- No minimum balance to maintain
- Unlimited monthly debits & withdrawals
- Free or discounted personalized member checks
- Free Cashier's Checks
- Free Money Orders
- Free Notary Service
- Overdraft Protection Loan available– $70 annual fee
- Debit card - $0 annual fee
- Statement with images
- Insurance benefits with up to $10,000 Accidental Death & Dismemberment
- Travel benefit
- Shopping benefit
- Health care benefit
- Security benefit
- $9.50 monthly service charge
Main Street Preferred 60 Checking
- Available to individuals 60 or older
- Minimum balance to open the account: $100.00
- No minimum balance to maintain
- Unlimited monthly debits & withdrawals
- Free or discounted personalized member checks
- Free Cashier's Checks
- Free Money Orders
- Free Notary Service
- Overdraft Protection Loan available– $70 annual fee
- Debit card - $0 annual fee
- Statement with images
- Insurance benefits with up to $100,000 CC Accidental Death & Dismemberment
- Travel benefit
- Shopping benefit
- Health care benefit
- Security benefit
- $4.50 monthly service charge
Personal Checking
- Available to individuals 18 or older
- Minimum balance to open the account: $100.00
- No minimum balance to maintain
- Unlimited monthly debits and credits @ $0.20 each
- Overdraft Protection Loan available - $70 annual fee
- Credit of $0.04 is given for each $100.00 of the minimum balance during the month
- A foreign item fee of $.07 will be charged for each check deposited that is not drawn on Oklahoma Bank and Trust Company
- Debit card - $0 annual fee
- Statement with images
- $5.50 monthly service charge+ Ledger Entries
Freeway Checking
- Available to individuals 18 or older
- Minimum balance to open the account: $100.00
- No minimum balance to maintain
- Unlimited monthly debits & withdrawals
- No monthly service charge with paperless statements; $3.50 monthly service charge with paper statement.
Lifetime Advantage Account
- Available to all students (Minor must have a parent or guardian as guarantor until the minor reaches the age of 18.)
- Minimum balance to open the account: $100.00
- No minimum balance to maintain
- Unlimited monthly debits & withdrawals
- Debit card - $0 annual fee
- No monthly service charge with paperless statements; $3.50 monthly service charge with paper statement.
Direct Deposit Dispersal
- Available to individuals 18 or older
- Minimum balance to open the account: $100.00
- No minimum balance to maintain
- $.25 charged for each credit entry over 2 during the statement cycle
- $.25 charged for each debit entry over 4 during the statement cycle
- Statement with images
- $7.50 monthly service charge
